Inter Gains Regulatory Approval for Florida International Banking Branch

Inter (NASDAQ: INTR), the financial institution serving over 41 million customers globally, has achieved a significant milestone in its international growth strategy. On January 16, 2026, the company announced it had received regulatory approval from the Florida Office of Financial Regulation (OFR) and the Federal Reserve (FED) to establish a state-licensed international banking branch in Florida.

The approval paves the way for Inter to expand its operations in the United States, with the new branch set to be based in Miami. This development is expected to bolster the company’s cross-border financial capabilities and broaden the suite of services available to its clients, including both individuals and businesses.

"This milestone strengthens our position as a global platform and enables us to deliver even more value to our clients across borders", said João Vitor Menin, Global CEO of Inter. "The U.S. branch allows us to scale our offering, deliver greater value to our clients, and strengthen Inter's position in the international financial system."

A Focus on Digital-First Banking

With this authorization, Inter joins a select group of international institutions permitted to operate a U.S.-based banking branch. The Miami branch will serve as a digital-first banking hub, designed to deliver financial services across borders with enhanced speed, security, and transparency.

The new branch will enable Inter to:

• Optimize its global operations through a more efficient funding mix, lower servicing costs, improved user experience, and quicker product launches.
• Provide regulated credit and banking products tailored to both U.S. and non-U.S. residents.
• Support international businesses operating in the U.S. with technology-driven, compliant financial services.
• Strengthen its presence in the U.S. to better serve multicultural and international communities in the region.

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Expanding a Global Vision

Inter, originally established as Brazil's first digital bank, has grown into one of the country’s leading financial institutions. The company accounts for nearly 10% of all P2P payments (PIX) in Brazil, according to the Central Bank of Brazil, and is a top-ranked player in outbound remittances.

As it extends its reach in the United States, Inter remains committed to its mission of creating a world where interactions between people generate more value. The Miami branch represents a key step in realizing this vision, further enhancing the company’s ability to serve the growing demand for seamless international banking solutions.

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